Grow the distance
Big milestones, need a big loan
Gilion loan products are currently not available to businesses outside of Sweden, Denmark, Germany, and Finland.
The Growth Loan
A clean deal, 100% non-dilutive
We know that every percentage adds up throughout ambitious growth journeys. That is why the Growth Loan has no convertible elements, warrants, equity kickers or hidden fees. It is 100% non-dilutive, minimising both cost of capital and complexity down the line.
Sometimes bigger is better
Lending is fundamentally built on trust. The greater the trust, the greater the lending potential. At Gilion, we combine personal, in-depth interactions with advanced data analytics to thoroughly understand your businesses. This unique approach allows us to provide precisely the right amount of capital for you to achieve your goals.
Our loans are long, so what?
One of the most crucial decisions as a borrower, often even more important than the interest rate, is the loan structure. For instance, with a typical revenue-based loan, high fees and rapid repayment can leave you with less cash than you started with after 12 months.
Introducing the Growth Loan: it offers two unique features. First, you won’t start repaying for up to the initial two years. After that, you have the flexibility to repay in straight installments over up to four years. This means you can retain twice the amount of cash after two years compared to a similar-sized bank loan, offering a stark contrast to revenue-based or traditional SME loans.
The lowest cost of capital
Our competition will tout their low fees. The problem with RBF’s is that they will charge that fee at every single repayment, resulting in an actual annual interest rate of over 20%.
At Gilion, we transparently disclose the annual cost, which you pay as a standard interest rate. Unlike others, who add warrants or convertibles on top of interest, our model is straightforward. When you calculate the total cost of capital with others, it often exceeds 20%. We only charge interest, resulting in a significantly lower overall cost of capital.
Are we a match?
Finland
Denmark
Germany
Family Office
Angel Investors
Private Equity
Bootstrapped
Use cases
Built with Gilion
Meet some of our Growth Loan clients
Meet your new devoted partner
Find a partner in your home market who matches your energy
