The best non-dilutive terms
No founder likes to be diluted. With an AI-approach we can craft loan terms that are fair, cheap and designed for growth.
The best non-dilutive terms
No founder likes to be diluted. With an AI-approach we can craft loan terms that are fair, cheap and designed for growth.
The best non-dilutive terms
No founder likes to be diluted. With an AI-approach we can craft loan terms that are fair, cheap and designed for growth.
Our funding
We back early-stage companies with both long-term and short-term funding. We strive to craft the most attractive non-dilutive terms that founders can rely on outside of equity raises.
100% non-dilutive and low on securities
No founder wants to be diluted, or give away too much. For that reason we take zero equity kickers, warrants or board seats. We also don’t ask for much on the securities side.
Lowest total cost of capital
When you run the math on exit fee’s, effective interest rates and dilution costs from warrants - Gilion loans most often come out as the the cheapest cost of capital against competition.
Big ticket sizes
Borrow up up to 100% of your ARR growth where others commonly stretch to 40%.
We can follow you as you grow
We want to build growth with our founders, and today half of our clients extend their funding with Gilion as they scale.
What founders say about us
Over 3 years we've partnered with 50+ founders across Sweden, Denmark, Germany, The Netherlands and the United Kingdom. In their own words, this is why they've gone with us:
“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze
What founders say about us
Over 3 years we've partnered with 50+ founders across Sweden, Denmark, Germany, The Netherlands and the United Kingdom. In their own words, this is why they've gone with us:
“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze
What founders say about us
We have worked with hundreds of founders across Europe. Here are their own words.
“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze“Gilion sticks out in two ways: their entrepreneurial thinking and their depth in details. Many just look for reasons to say no, but Gilion looked at our business as an entrepreneur - to see if this is something that can really work. That really resonated with me.”
Tom Kedor
CEO and Co-Founder
Autovio"We were self-funded and with angels up to the first €4 million. After that it’s been 50/50 with Gilion. And I’ve hardly spent any time on funding since."
Henrik Jacobsson
Founder & CEO
HaileyHR“Others ask for a lot, in order to give you a loan. But Gilion makes a deep assessment and asks for less, which is a much better model. Secondly they are very aligned with our strategy - “scale it when you nail it”. My leadership style is all about building sustainably and finally times are catching up.”
Malene Madsen
Founder & CEO
Woba“What made Gilion the most interesting was, first of all, the long period for paying back the loan. That is heavily favourable if you're a growing company… it’s much easier to pay back the cost of the loan. Secondly, and I can imagine it's the same for most founders; it’s not just the value of capital, but that it's a long-term partnership.”
Philip van den Heuvel
CFO & Co-Founder
Breeze
Fits companies like this
We look for business that have recurring revenue, a business model that are B2B SaaS, B2C subscription or a marketplace with €1-10M ARR.
Fits companies like this
We look for business that have recurring revenue, a business model that are B2B SaaS, B2C subscription or a marketplace with €1-10M ARR.
Fits companies like this
We look for business that have recurring revenue, a business model that are B2B SaaS, B2C subscription or a marketplace with €1-10M ARR.
The process
Founders love our straightforward, fast and pragmatic approach.
Deep understanding and pragmatism
We dig deep into the underlying data of your business to truly understand it's potential. When things get rocky down the line, you can expect a pragmatic partner that's seen it all before.
We act fast
We take pride in matching the energy and speed of founders. When dealing with Gilion you can expect high-touch communication and responsiveness throughout.
Focus on the things that matter
We don't follow the strict guidelines of a bank, instead we tend to look at companies through the same lens as entrepeneurs. Together we narrow down on the things that matter fast.
Easy to get a second loan
After you first loan, we will know your business and your trajectory well - making it easy to access new loans.
Get in touch
Get in touch
Get in touch
We’re operational in Sweden, Denmark, Finland, Germany, the Netherlands and the United Kingdom.
In Germany, Gilion operates as a loan broker. The loans are granted by a third party bank.
In Germany, Gilion operates as a loan broker. The loans are granted by a third party bank.
In Germany, Gilion operates as a loan broker. The loans are granted by a third party bank.