A truly data-driven credit approach
Gilion leverages the full data set, every single transaction, with every single customer, merged with accounting data.
Capture static and structured data
Traditional investment processes rely on accounting data, management reporting, interviews, and investor reports. We capture all of that too – in a unified source with real time data.
Leverage raw and real time data
Our platform goes deeper, continuously capturing raw data from payments, accounting, marketing, and product usage. This gives us a granular view of business momentum as it unfolds.
Incorporate the full external landscape
From team moves to reviews, social sentiment to public filings – we capture the full external landscape to complete the picture.
Access Gilion benchmarks and AI-forecasts
We enhance every decision with benchmarks and predictive models trained on over a billion data points across the startup ecosystem.
A seamless offering that sources the right investment opportunities, builds investment cases, and continuously monitors performance – streamlining the entire process from start to finish.
Sourcing
We deliver a stream of high-quality investment opportunities by first codifying your investment policy. We track millions of companies on performance, financials and teams. Paired with people on the ground and a strong brand in the ecosystem, we bring the best deals to the table.
Evaluation
Our evaluation engine transforms your investment policy into an AI-driven workflow. It combines live data, documents, and autonomous research to build robust investment cases – with forecasting 90%+ accuracy of 12M ARR.
Monitoring
We stay ahead with automated performance tracking. Our monitoring continuously reassesses each investment, flags meaningful changes, and updates forward-looking metrics in real time so we’re never caught off guard.
Agents coded to follow your investment policy
We reach certainty faster with a suite of investment expert agents. Agents are coded to strictly follow your investment policy - to highlight the potential credit risk and build conviction in your investment thesis.
Strategic Risk Agent
Financial Agent
Market Positioning Agent
This agent reviews all external and customer-provided materials to validate if their claimed market dominance holds true. It focuses on comparing usp’s and product coverage across markets.
Financial Agent
This agent extracts key metrics from P&Ls, forecasts, and supporting documents to build a clear financial picture. In co-operation with our team, it helps us evaluate if the company will be able to carry the proposed structure, and if not, suggest other capital injections.
Strategic Risk Agent
This agent looks at the credibility of a company’s forecasts by mapping inconsistencies between narrative and data. It acts as a second layer of critical thinking by highlighting overly optimistic assumptions - to reach the most probable view of their trajectory.
Case Study
Existing Partner
A diversified, high-growth portfolio, deployed with discipline – delivering 13%+ returns and 0% realised credit losses.
Access to dealflow
– New assessed companies: 308
– Terms negotiations: 182
– Credit Analysis: 65
– Approved & Invested: 43
Pipeline growing 100% yearly
– 10-15 new loans per quarter.
– 50% of customers upsize.
High ROI and light in OPEX
– Gilion does 100% of sourcing, credit analysis, and monitoring.
– Two partner employees manage €5M revenue.
Track record since 2023
– 13%+ returns
– 0% realized credit losses.
– 64 loans, 8 fully prepaid, 10 amortizing.
We partner with financial institutions around the world to effectively deploy capital into high-growth tech companies.