Nikolaj knows his way around finance. He kicked off his career at Nordea before diving into the world of entrepreneur banking.
He then spent five years at the Danish export and innovation fund (formerly Vækstfonden), where he focused on growth lending for SaaS companies.

With nearly a decade of experience in growth debt with over 100 deals done, he’s one of the most hands-on experts in the Nordics when it comes to this kind of financing.

Nikolaj is all about helping founders understand how to use long-term debt to strengthen their capital strategy—especially in SaaS, where he feels it’s a bit of a hidden gem. For him, it’s super rewarding to see how the right funding (and a bit of guidance) can really move the needle for early-stage tech companies.

He’s a big believer that non-dilutive capital could go mainstream in the tech world—and that’s good news for everyone. According to Nikolaj, the future will belong to the lenders who can harness the power of data, with those building the biggest datasets likely to lead the way.